Eligible activities:
• research and development (own research and development activities, contract research and collaborative research)
• investment in tangible and intangible assets
Cost categories:
• Cost of staff salaries (existing and new employees)
• Indirect costs (space rental, overhead costs, and office maintenance costs)
• Other costs based on actual amounts
• Other expenses eligible for funding
• Feasibility study making cost
• Cost of investment in tangible assets
• The cost of investing in intangible assets

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Eligible applicants: micro, small and medium-sized enterprises

Total allocation: HRK 134,000,000.00

Minimum and maximum support: 100,000 – 1,000,000 HRK

Co-funding:
medium-sized enterprises – 65%
micro and small enterprises – 85%

Eligible activities:
• participation at an international fair or B2B meeting outside the Republic of Croatia
• foreign market research for product placement in a new market outside the Republic of Croatia
• information and visibility.

Eligible costs:
1. Appearance at an international fair or B2B meeting:
a) Cost of exhibition space at the fair / B2B meeting abroad, including:
• registration fees
• cost of renting exhibition space
• rental of exhibition equipment
• costs of entry into the exhibitor’s catalog.

b) Cost of exhibition space for a maximum of 15% of the total value of the project proposal (travel expenses, accommodation, per diem).
c) Cost of developing promotional materials for participation in the international fair or B2B meetings outside Republic of Croatia – up to 15 000 HRK.

2. Foreign market research – up to a maximum amount of 38,000.00 HRK for:
• market analysis making
• export strategy making with a period of at least 12 months included
• making analysis of potential business partners including their credit worthiness
3. Information and visibility – up to a maximum of 2,000.00. HRK

The deadline for submission of applications: June 29, 2020, or until the utilization of funds

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The Pinkert family’s wine story began in the early 1900’s by planting several vines and creating a small family cellar on the slopes of Bansko Brdo near the Suza in Baranja. On a mysterious wine road, a small wine paradise developed in Suza. The wine cellar is a 5-minute pleasant ride across the beautiful gentle slopes of Bansko Brdo.

The Pinkert family’s wine journey was slowly being created, evolving from generation to generation, and each one had in mind one thing – to put all their efforts into producing excellent wine for everyone to enjoy. Today, they produce high quality and premium wine of different varieties. Their lifelong philosophy is that the quality of the wine begins in maintained and tidy vineyards and that is why they have the title of one of the most beautiful vineyards in Baranja.

However, development does not stop. When Croatia become part of the European Union in 2013, that opened new doors to the Pinkert family as EU funds became available.

With several projects approved and one under evaluation, Vinarija Pinkert is more than pleased with the results. “We are absolutely satisfied with the services of the company Uspješan korak d.o.o.. They are professional and gives us all the help we need. These projects would not have been possible without their help”.

And what does their future bring them? More tenders and we believe more grants received from the European Union. Why? “Because the Uspješan korak d.o.o. has shown us that it is possible,” is their response.

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Total allocation: 150,000,000.00 HRK

Minimum and maximum support: 20,000 – 1,000,000 HRK

Co-funding:
• micro and small enterprises – 85%
• medium-sized enterprises – 65%

Eligible activities:
• product certification
• all actions in the framework of conformity assessment procedures

Eligible costs:
• the cost of preparing the prescribed technical documentation
• translation of technical documentation into a foreign language
• the cost of transporting the product to an accredited conformity assessment body
• product conformity assessment
• the costs of the product conformity assessment procedure and the certificates of conformity issuing
• costs related to meeting information and visibility requirements

Submission deadline: 29 June 2020, or until the utilization of funds.

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Indicative eligible activities:
• the Organization innovation and/or process of SME consortium members for the purpose of creating and commercializing new innovative products and services applying (commercializing) the results of their own research and development
• Product/service customization based on Integrator requirements
• Supporting activities related to project implementation
Indicative eligible cost categories:
Aid for process innovation and business organization:
• Staff salaries cost (existing and new employees)
• Indirect costs (space rental, overhead costs, and office maintenance costs)
• Depreciation of instruments and equipment
• Research costs
• Cost of knowledge and patents
• VAT on eligible costs for which the applicant cannot secure his refund
Small value grants :
• Cost of mandatory information and visibility
• Cost of the application documentation preparing
• Project management costs
• Project audit costs
• Cost of innovation support services
• Cost of services
• VAT on eligible costs for which the applicant cannot secure his refund
Indicative opening date: fall 2019

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Entrepreneurship for young people, women and beginners (start-ups)

Eligible applicants: companies, craftsmen, self-employed natural persons, family agricultural holdings (OPG), cooperatives and institutions, which are young entrepreneurs, start-ups and women entrepreneurs.

Amount: 200,000.00 – 2,000,000.00 HRK

Interest rate: about 2%

Repayment period: up to 12 years including grace period up to 3 years

Eligible costs:
• fixed assets (tangible and intangible assets)
• current assets (up to 30% of the loan amount)

Private sector investment

Eligible applicants: companies, craftsmen, self-employed natural persons, family agricultural holdings (OPG), cooperatives and institutions

Amount: from HRK 200,000.00

Interest rate: 1.5% – 3%

Repayment period: up to 14 years including grace period up to 3 years

Eligible costs:
• fixed assets (tangible and intangible assets)
• current assets (up to 30% of the loan amount)

Public sector investment

Eligible Applicants: Public sector entities – local and regional self-government units (municipalities, cities and counties – hereinafter referred to as JLP (R) S) and companies, institutions and agencies owned or majority owned by JLP (R) S and / or the Republic of Croatia

Amount: from HRK 300,000.00

Interest rate: 1.75% – 2%

Repayment term: up to 15 years including grace period up to 5 years

Eligible costs:
• investments by public sector business entities
• current assets (up to 30% of the loan amount)

EU projects

Eligible Applicants: Private and Public Sector Entities (JLP (R) S and entities owned or majority owned and / or owned or majority owned by the Republic of Croatia) who qualify for the grant application to which they have applied, including those applying relate to the planned investment

Amount: from HRK 200,000.00

Interest rate: 1.70% – 1.90%

Repayment period: up to 15 years including grace period up to 3 years

Eligible costs:
in accordance with the call for proposals to which the creditor has applied and include:
• eligible expenditure – expenditure of a project to be financed by a grant,
• ineligible expenditure – exclusively the costs of a submitted project for a tender which cannot be applied for grants (fixed assets and current assets up to 30% of the total contracted loan – current assets that are considered eligible expenditure are not taken into account in the calculation)

ESIF Loans for Growth and Development

Eligible applicants:
Small and Medium Enterprises:
• operating on the territory of the Republic of Croatia for at least 2 years before applying for a loan,
• who meet all eligibility requirements,
• who plan investments in eligible sectors.

Amount: EUR 100,000.00 – EUR 3,000,000.00, tourism sector up to EUR 10,000,000.00

Interest rate: 0% on a portion of the principal from ESIF, in accordance with the bank’s business decision on a portion of the principal of the commercial bank loan

Repayment period: up to 12 years including grace period up to 2 years (tourism sector grace period up to 4 years)

Eligible costs:
• fixed assets (investments in tangible and intangible assets)
• current assets (up to 30% of the loan amount)

Investment loans for rural development

Eligible applicants: farmers and agricultural products processors and entities active in the forestry sector, which covers the following organizational forms:
• family farm (OPG),
• trade registered for agricultural activity,
• a company (including producer organizations),
• cooperatives (also including producer organizations).

Amount: 50,000.01 – 1,000,000.00 EUR

Interest rate: 0% on a portion of the principal from the Program Contribution, in accordance with the bank’s business decision on a portion of the principal of the commercial bank loan

Repayment period: up to 15 years including grace period up to 3 years

Eligible costs:
• fixed assets (investments in tangible and intangible fixed assets, all in accordance with the eligible purposes for each sub-measure of the RDA)
• current assets (up to 30% of the loan amount or up to EUR 200,000.00)

Investments are possible in the following measures, sub-measures and types of operations of the Rural Development Program of the Republic of Croatia for the period 2014-2020. (PRR):
• Measure 4. Investments in physical assets
◦ Sub-measure 4.1. Investments in agricultural holdings (4.1.1., 4.1.2., 4.1.3.)
◦ Sub-measure 4.2. Investment in processing, marketing and / or development of agricultural products (4.2.1., 4.2.2.)
• Measure 6. Development of farms and businesses
◦ Sub-measure 6.4. Investments in the development of non-agricultural activities in rural areas (6.4.1.)
• Measure 8. Investments in forest area development and improvement of forest sustainability
◦ Submeasure 8.6. Support for investment in forestry technologies and in processing, mobilization and marketing of forest products (8.6.1., 8.6.2.)

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Eligible applicants: micro and small enterprise, persons who at the time of application do not have their own registered economic operator but plan to establish one

Amount: 1.000,00 – 50.000,00 EUR

Interest rate: 0.5 – 1.5%

Repayment period: up to 5 years including grace period

Eligible costs:
• current assets (up to 30% of the loan amount)
• fixed assets (tangible and intangible assets)

Submission deadline: until the utilization of funds, or by 31 December 2020th

ESIF MICRO AND SMALL LOAN FOR INVESTMENT

Eligible applicants: micro, small and medium-sized enterprise, persons who at the time of application do not have their own registered economic operator but plan to establish one.

Amount: 1.000,00 – 50.000,00 EUR

Interest rate: 0.1 – 1.5%

Repayment period: up to 10 years including grace period

Eligible costs:
• current assets (up to 30% of the loan amount)
• fixed assets (tangible and intangible assets)

Submission deadline: until the utilization of funds, or by 31 December 2020th

ESIF MICRO LOAN FOR CURRENT ASSETS

Eligible applicants: micro and small enterprise

Amount: 1.000,00 – 25.000,00 EUR

Interest rate: 0.5 – 1.0%

Repayment period: up to 3 years including grace period

Eligible costs:
• current assets (100% of the loan amount)

Submission deadline: until the utilization of funds, or not later than 31 December 2020th

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